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Environmental Management

Climate Change Response Strategy

DB Insurance operates environmental management strategies based on three principles of the environmental management including specialization of environmental risk management, minimization of environmental footprint, and the expansion of green finance and environmental project. The company is committed to ensure more sustainable recycling of resources by establishing and operating environmental management guidelines, thereby minimizing environmental impact of its management activities

Periodically collects weather data

DB Insurance periodically collects weather data(on heavy rain, strong winds, typhoons, snow, and earthquakes)
from the Korea Meteorological Administration(“Comprehensive National Weather Information”) and the Korea Fire Protection Association,
and broadcasts it company-wide on a weather information screen(risk of heavy rain or typhoon and information on regional climate extremes).
We support decision-making on insurance contract U/W reviews by assessing natural disaster risks. For risk management, we prevent damage to the life
and property of customers by consulting with business sites that are vulnerable to natural disasters and providing them with reports.

Establish Company-wide Disaster Response System

DB Insurance monitors business sites in real time to identify risks, using rapid notifications to prevent the spread of risks in cases of emergencies.
We replicate data in real time to achieve system switch to the Songdo Disaster Recovery Center in cases of disasters, and conduct disaster recovery mock drills twice a year to enable system re-activation within 3 hours. Also, through establishment of IT development projects’ KPIs and systematic inspection activities, we make stronger efforts to improve IT performance. And by doing that, we can minimize damage from risks and quickly normalize operations.

Expansion of Socially-responsible Investment

DB Insurance conducts sustainable investments in consideration of environmental and social impacts as well as short-term profitability.
In accordance with our own internal review criteria, we invest in moral, transparent corporations and eco-friendly corporations and exclude corrupt and unethical corporations and
corporations that offer gambling, tobacco, and alcoholic beverages(“negative screening”), thus endeavoring to fulfill our social responsibility. In addition, we contribute to infrastructure development, such as strengthening investment in renewable energy and SOC businesses which can create eco-friendly value as well as generate stable profitability

Status of Socially-responsible Investment

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As of December 2019

Unit: KRW 100million, %

Status of Socially-responsible Investment's Category,Scale of Operation, Revenuem Rate of Return table

Category

Scale of Operation

Revenue

Rate of Return

Renewable energy

3,522

168

4.8

Green(eco-friendly) power generation

6,350

278

4.4

SOC

10,071

428

4.3

Total

19,943

874

4.4

Energy Usage(Greenhouse Gas Emissions)

the company measures the performance of the nine domestic corporate buildings and leased offices in the country. In calculating the amounts of GHG emissions, the company applies coefficients set forth in the IPCC GL 2006; GHG emissions from sales branches and overseas offices are excluded. DB Insurance relies on bulk electrical supply by the Korea Electric Power Corporation(KEPCO) as its main energy source along with fossil fuels(LNG, diesel and petroleum) for heating and emergency power generators.

  • Energy consumption was calculated in accordance with energy calorie conversion standards in the attached table of the Domestic Energy Act revised on December 30, 2011.
Energy Usage(Greenhouse Gas Emissions)'s Indicators,unit,2017,2018,2019,Remarks table

Indicators

The company annually carries out the 3rd party
assurance, which was assumed by the Korea
Productivity Center in 2019.

Unit

2017

2018

2019

Remarks

Energy
consumption

Electricity

N㎥

1,307,991

1,349,169

1,233,229


District heating

90,973

94,988

69,850


Fuel

88,997

93,062

88,838



Gasoline

MWh

46,469

50,027

48,361


Greenhouse
gas emissions

Scope 1(District heating, Fuel, Gasoline)

tonCO2eq

3,335

3,444

3,112

All business sites
(9 corporate buildings and leased offices in Korea)

Scope 2(Electric power)

tonCO2eq

21,664

23,322

22,546

Scope 3(Domestic business trips)

tonCO2eq

460

697

458

Waste
management

Discharge of landfill wastes

ton

876

1,028

1,223


Discharge of recycling wastes

ton

911

1,065

1,071


Water Usage

388,386

379,797

401,261


Domestic business trips

2,468,937

3,740,961

4,485,730

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